Welcome to Villa Group Real Estate and Mortgage!

Our Corporate office is in Visalia.  We live and work in Citrus Heights and service all of California. Our team has decades of experience in mortgage lending.  We believe home ownership may just be one of the more important decisions you can make in preparing for your retirement and planning for your future.   

Our goal is to ensure that your financing process is stress free and that all of your questions are answered quickly.  We offer a wide variety of loan programs. (FHA, VA, Conventional, USDA, Jumbo, HARP 2.0, More)  Please don’t hesitate to email or call if we can help in any way!



Sue Frost
Broker – Loan Associate
NMLS #108264
Cell: 916-207-7960

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